Comprehensive Insurance for Students Lives Coupled with”gakkensai” (“Futai-gakuso”)

“Futai-gakuso” insurance provides comprehensive coverage for student life, allowing students to receive compensation for medical expenses for accidents or illnesses that occur outside of school supervision, as well as scholarship expenses in case of an emergency for dependents. A special clause covering natural disaster risks such as earthquakes is included as standard.

The following are examples of incidents covered by the warranty:

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  Treatment for injuries and illnesses

  When failed to land a jump while snowboarding, fell onto my shoulder and fractured my right shoulder. / When was hospitalized and received outpatient treatment for influenza for 10 days.

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  When liable for legal compensation

  When broke the sign at his part-time job and was asked to pay for the repairs.

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  When relatives or others rush to the scene due to search and rescue costs, hospitalization, etc.

  After sustaining a serious injury during an extracurricular activity, He was hospitalized for an extended period, prompting his mother to come from his family home to look after him.

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  In the event that something should happen to the dependents

  A dependent died in an accident, immediately living expenses became necessary. (educational support costs). A dependent died in an accident, rendering the payment of second-term tuition fees impossible (injury-related educational support costs). A dependent died due to illness, making it impossible to pay tuition fees until graduation (illness-related educational support costs).

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  When damaging a borrowed room

  Negligence with fire caused a blaze at the lodgings, damaging the tatami mats, walls, windows and other fixtures, resulting in legal liability for compensation to the landlord.

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  In the event of an accident occurring during clinical practice

  During practical training, while washing instruments, I pricked my thumb with a needle through my rubber gloves.

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  In the event of death or permanent disability

  When the student died or suffered permanent disability as a result of a sudden and accidental external incident.

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  When burglars break in and household goods are stolen

  The student’s personal household contents suffered damage due to accidental incidents such as fire or theft while in Japan.