Guide to Liability Insurance Coupled with Gakkensai, “Futai-baiseki”
Students (the insured) will be covered up to the limit of payment against damages for which, during the period of this insurance, they may be held
legally liable to pay in Japan or abroad for causing injuries to a third party or damaging any property belonging to a third party, etc. during their
curricular activities, school events, extracurricular activities (＊“Extracurricular activities” refers to the internship or volunteer activities carried out in the school for internship or volunteer purposes by student groups that are approved
by the school in accordance with the formalities prescribed by the school.), or commuting to and from them.
Four courses by activity type
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Course A“Gakkenbai”Coverage of activities
Accidents that occur during class, school events or your commute to and from school.（※1）
※ Excludes medical-related practicum
※ Includes pharmaceutical educational practical trainingLimit of coverage・Bodily injury・property damage
100 million yen per accident combining both bodily injury and property damage.（※2）
(No deductible(＊A deductible is the amount of money deducted from damages within calculated insurance payments. Deductible means the amount to be borne by the insured.) -
Course B “Intern-bai”
Coverage of activitiesaccidents that occur during internships, hands-on nursing care activities, educational practicum, nursery practicum, volunteer activities and commuting to and from them（※1） ※ Excludes medical-related practicum and pharmaceutical educational practical training.
※ Limited to regular curricular activities, school events or extracurricular activities recognized by the school.Limit of coverage・Bodily injury・property damage
100 million yen per accident combining both bodily injury and property damage.（※2）
(No deductible(＊A deductible is the amount of money deducted from damages within calculated insurance payments. Deductible means the amount to be borne by the insured.) -
Course C“Igakubai”Coverage of activities
Pays damages for accidents that occur during practicum at medical related departments, school events and your commute（※1）. ※ You do not need to enroll in course A and course B if you have enrolled in course C.
Limit of coverage・Bodily injury・property damage
100 million yen per accident combining both bodily injury and property damage.（※2）
(No deductible(＊A deductible is the amount of money deducted from damages within calculated insurance payments. Deductible means the amount to be borne by the insured.) -
Course L
“Houkabai”Coverage of activitiesAccidents that occur during class(Law School’s), school events or your commute to and from school.（※1）
※ Includs clinical legal practice.Limit of coverage・Bodily injury・property damage
100 million yen per accident combining both bodily injury and property damage.（※2）
(No deductible(＊A deductible is the amount of money deducted from damages within calculated insurance payments. Deductible means the amount to be borne by the insured.)
・Compensation for infringement of personality rights
¥10 million per claimant
(No deductible(＊A deductible is the amount of money deducted from damages within calculated insurance payments. Deductible means the amount to be borne by the insured.)
（※1）Extracurricular activities” refers to the internship or volunteer activities carried out in the school for internship or volunteer purposes by student groups that are approved by the school in accordance with the formalities prescribed by the school.
（※2）Limit of coverage for one insured person per year.
Covers liability for damages such as these
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During the experimentBreaking a device sensor while performing an experiment.
Course ACourse CCourse L -
During the internship periodBreaking a product where you do your internship.
Course ACourse BCourse CCourse L -
During school eventsAt the school festival, we ran a yakitori stall but ended up causing food poisoning, resulting in five people being hospitalised.
Course ACourse CCourse L -
During the commute to schoolHitting a pedestrian during your commute and causing an injury
Course ACourse CCourse L -
During clinical legal practiceA student was sued for privacy infringement after posting information obtained during clinical legal practice（※1） on SNS.（※2～4）
Course L
※1：Courses utilising actual legal cases as teaching materials, including clinics, externships, legal practice placements at public institutions, and courses incorporating practical legal training elements (such as those employing real-world cases or unpublished court precedents).
※2：Damage due to advertising, broadcasting or publishing activities is not covered.
※3：Activities involving the infringement of a third party’s economic creditworthiness (so-called defamation of credit) are not covered.
※4：Activities that caused the accident (referring to the first occurrence if performed multiple times) shall not be covered if they took place prior to the enrolment date of this insurance.
保険料・保険金
重要事項
This page provides an overview of Liability Insurance Coupled with “Gakkensai”(“Futai-baiseki”;Premises Liability Insurance Product Liability Insurance Fiduciary Liability Insurance). Before enrolling, please carefully read the ‘Important Information Statement’ available via the link below. For any queries, please contact the school office.
‘Important Information Statement’ “gakkensai” and “Futai-baiseki”（For periods starting April 2024 onwards）
‘Important Information Statement’ “gakkensai” and “Futai-baiseki”（For periods starting April 2025 onwards）
This insurance program is a jointly guaranteed insurance policy underwritten by Aioi Nissay Dowa Insurance Co., Ltd., Sompo Japan Insurance Inc., Tokio Marine & Nichido Fire Insurance Co., Ltd., and Mitsui Sumitomo Insurance Co., Ltd. Tokio Marine & Nichido Fire Insurance represents and acts on behalf of other insurance underwriters. Each underwriting insurer shall bear liability under the insurance contract solely and separately, in proportion to its share of the underwriting, without being jointly and severally liable.
